Using the right jargon is half the battle in getting accurate coverage information from your insurance company.  Be sure to ask at least these four questions:
1)  Do you need to preauthorize visits with me before coming?  Who do you call to do this?
2)  Is there a deductible to meet before benefits begin, and if so, how much of the deductible is met so far?  Does the deductible renew January 1st, or on another annual date?
3)  Is the coverage different if I am an out-of-network provider for your plan?
4)  Is there a maximum number of visits allowed per year, or before the provider must submit reauthorization
paperwork?  (And please let me know if you have already used some of your visits with another provider).

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